MoneySense Live - Investing 101

Christmas is just around the corner. And you know what that means -- gastos! By January 1, 2014, you will be making your New Year's Resolutions. And one of those resolutions probably has something to do with money. If December means spending, why not make January all about investing? After all, you owe it to yourself and your loved ones to make your money grow. But how?

If you haven't invested at all or have just started to invest, why not invest in your own financial education? This way, you avoid making investment mistakes that will cost you money. We believe that an educated investor will be a successful investor. If you make investment decisions based on a solid and sound financial foundation, then you will avoid buying the hottest stock your cousin told you about or fall for the latest pyramid scam. And if you have been socking away your hard-earned money in bank deposits, you will realize you are actually losing money.

TIÑO, A Philippine Brand Offers Bespoke Suit Tailoring In Manila, Bringing A Piece Of Italian Craftsmanship To The Filipinos

    Bespoke tailoring means to design garments in accordance to the client’s personal specifications and style. Tailored to physical proportions and peculiarities, molded to the body shape and is highly personalized.

At TIÑO, creating a bespoke suit does not only require measurements, it is determined by the client’s desire for unique and exclusivity in style reflected in the process of meticulous entirely hand-stitched garments.

The client’s personality is observed in bespoke tailoring. To heightened individuality, the client’s decision on shape, style and detail are discussed and noted for the master cutter to harmonize the suit with the body.

Napoleon Arienza, TIÑO’s Master Cutter has been into bespoke tailoring for fifty years and has familiarized himself with different body structure and style. The standard of this kind of craftsmanship takes 20 hours or more of handwork for every part of the suit to be fully adaptable to the client’s specifications.

Bespoke Tailoring Process
Time is one of the fundamental elements in bespoke tailoring.  The process would take three to four weeks or longer until the suit is ideal fit to the client.

First Appointment – Measuring and Choosing Fabric
Basic measurements are taken in great detail. Only a master cutter who has years of tailoring experience can determine and assess all peculiarity of the body posture and figuration.

Swatches of high quality fabric are presented to choose from. Specific style, trim and detailing options are discussed with the master cutter for customization and specifications.
Second Appointment – First Fitting, The Canvas Stage
At the first fitting, the master cutter will assess the accuracy of his measurements. By this time the suit is half-made, temporarily stitched together by white threads, this is called the ‘Baste’ suit.

Experience Convenience, Experience Health Cube!

   I still remember seeing a classic film, wherein it's the doctor to goes to the patient. but with the busyness of our doctors nowadays, and the growing number of people to look after to, getting sick could be tedious. But with the opening of Health Cube right at the center of Greenhills shopping center at Promanade, seeing a doctor and getting cured can only be this convenient.

    The opening of Health Cube was graced by Senator Grace Poe, her mother Ms. Susan Roces, and other known personalities, doctors and guests.

We believe that health care should be a pleasant experience for everyone. From the simple act of seeing your doctor, to getting a medical workup, or having your results explained to you.
Our goal is to make you feel like it’s done in the most convenient of manners.
Experience convenience. Experience Health Cube.

Health Cube History
Since 2006, the Health Cube Clinics has provided quality health care to patients looking for the best diagnostic services guided by the finest medical professionals. Conceptualized by over 50 different doctors from various subspecialties, it has been designed to personalize the healthcare experience and provide fast and convenient services with state of the art technology.
Our Vision
Health Cube’s vision is to be the standard of personalized out-patient healthcare
Mission Statement
To provide a pleasant experience for our patients that will enable them to pursue an active role in getting better and feeling better
To establish a foundation for our physicians that will encourage collaboration and advancement of their medical craft
To create an environment for our staff that will develop their skills and enhance personal and professional growth
To build an organization for our stakeholders that is committed to responsible management and sustainable growth

Complete Diagnostic Laboratory
Hematology
Blood Chemistry
Serology
Clinical Microscopy
Tumor Markers
Immunochemistry
Clinical Pathology
Drug Testing

Cardiopulmonary Studies
12-Lead Electrocardiogram (ECG)
24-Hour Ambulatory ECG (Holter)
24-Hour Ambulatory Blood PresTVsure
6-Day Event Monitoring
2D Echocardiogram with Doppler
Treadmill Exercise Stress Test
Stress Echocardiogram
Arterial Wave-Form Analysis
Pulmonary Function Test
Imaging
Comprehensive X-Ray Services
Ultrasound (OB and Abdominal)
Transcranial Doppler Imaging
Carotid Duplex Studies
Arterio-Venous Duplex Studies

Endoscopic Studies
Gastroscopy
Colonoscopy
Rectosigmoidoscopy
Colon Cancer Screening

Electromyography
Complete Electromyography
Nerve Conduction Velocity Studies
Visual Evoked Potentials
Audio Evoked Potentials
Somatosensory Evoked Potentials

Special Procedures
Obstructive Sleep Apnea Studies
Minor Surgeries and Specimen Biopsy
Fine Needle Aspiration Biopsy

Subspecialty Clinics
Diabetic Consult and Screening
Pacemaker Analysis
Clinical Nutrition Programs
Dementia and Memory Screening
Cancer Screening Programs

Dermatology and Laser Clinic
Ophthalmology Clinic

Ambulatory Surgery
General Surgery
Orthopedic Surgery
Plastic and Reconstructive Surgery
Urology
ENT Surgery

Only Experts
All the physicians of Health Cube are medical specialists who have had training in the top institutions of the country.

We firmly believe in finding the right physician for you whose expertise can give you the absolute best medical care.

Results you understand
We worked hard to make understanding your results this easy. In one glance, you can see what needs to be focused on.

Executive checkups you’ll enjoy
Always thought you had to be checked in a
hospital to have a complete executive check up? See how you can have done in half-a-day and use the extra time to catch a movie or go shopping.
Visit here: https://www.facebook.com/healthcube

G|DaysxPhilippines Culminates with #GDayxManila This Nov 23 @Xavier School SJ!

The Google Business Group Community would like to invite you to their Gdayx Philippines event on Saturday November 23, 2013 from 8:00am-5:00pm at the Angelo King Multi-Purpose Center, Xavier School. This event aims to connect, inform and inspire business owners, entrepreneurs and business students on the latest business technologies. This FREE event is supported by Google, SMART and Xavier School.

The Program:
Keynote - Gail Tan, Google Philippines
Google for Entrepreneurs | Communications Tools for Business: GMail, Hangouts, Intro to Google Drive -Herald Uy
Google Drive -Therence John Resabal, Google Student Ambassador
YouTube for Your Business -Trixie Canivel, Google
Podcasting and Blogging -Kring Elenzano, Blogger, Entrepreneur, Producer and Host
Communities and Crises: Disaster Rescue, Relief & Reconstruction through Technology #codePH #rescuePH #readyPH - Aileen Apolo, Google
Crisis Mapping Experience and the Google Crisis Information Page - Fleire Castro, GBG Cebu
Google Places & Mapping for Business -JR Padilla, GDG Dagupan
Blogging for Your Business -Fitz Villafuerte, Business and Finance Blogger
Introduction to Google Analytics -Maro Rimorin, Blogger and Digital Strategist
Google+ for Business -Johnn Mendoza, GBG Cebu
Google for Education -Jerome Locson, Google
The Google Developer Groups and Locally-produced Apps You Can Use -Celine Barrozo and Jomar Tigcal, GDG Philippines
Closing Remarks -Chelle Gray, Google
Kindly register at http://bit.ly/gdayxmanila to confirm your attendance and for headcount.

Top 5 regrets people make on their deathbed

By: Bronnie Ware

For many years I worked in palliative care. My patients were those who had gone home to die. Some incredibly special times were shared. I was with them for the last three to twelve weeks of their lives.

People grow a lot when they are faced with their own mortality. I learnt never to underestimate someone’s capacity for growth. Some changes were phenomenal. Each experienced a variety of emotions, as expected, denial, fear, anger, remorse, more denial and eventually acceptance. Every single patient found their peace before they departed though, every one of them.

When questioned about any regrets they had or anything they would do differently, common themes surfaced again and again. Here are the most common five:

1. I wish I’d had the courage to live a life true to myself, not the life others expected of me.

This was the most common regret of all. When people realise that their life is almost over and look back clearly on it, it is easy to see how many dreams have gone unfulfilled. Most people had not honoured even a half of their dreams and had to die knowing that it was due to choices they had made, or not made.

It is very important to try and honour at least some of your dreams along the way. From the moment that you lose your health, it is too late. Health brings a freedom very few realise, until they no longer have it.

2. I wish I didn’t work so hard.

This came from every male patient that I nursed. They missed their children’s youth and their partner’s companionship. Women also spoke of this regret. But as most were from an older generation, many of the female patients had not been breadwinners. All of the men I nursed deeply regretted spending so much of their lives on the treadmill of a work existence.

By simplifying your lifestyle and making conscious choices along the way, it is possible to not need the income that you think you do. And by creating more space in your life, you become happier and more open to new opportunities, ones more suited to your new lifestyle.

3. I wish I’d had the courage to express my feelings.

Many people suppressed their feelings in order to keep peace with others. As a result, they settled for a mediocre existence and never became who they were truly capable of becoming. Many developed illnesses relating to the bitterness and resentment they carried as a result.

We cannot control the reactions of others. However, although people may initially react when you change the way you are by speaking honestly, in the end it raises the relationship to a whole new and healthier level. Either that or it releases the unhealthy relationship from your life. Either way, you win.

4. I wish I had stayed in touch with my friends.

Often they would not truly realise the full benefits of old friends until their dying weeks and it was not always possible to track them down. Many had become so caught up in their own lives that they had let golden friendships slip by over the years. There were many deep regrets about not giving friendships the time and effort that they deserved. Everyone misses their friends when they are dying.

It is common for anyone in a busy lifestyle to let friendships slip. But when you are faced with your approaching death, the physical details of life fall away. People do want to get their financial affairs in order if possible. But it is not money or status that holds the true importance for them. They want to get things in order more for the benefit of those they love. Usually though, they are too ill and weary to ever manage this task. It is all comes down to love and relationships in the end. That is all that remains in the final weeks, love and relationships.

5. I wish that I had let myself be happier.

This is a surprisingly common one. Many did not realise until the end that happiness is a choice. They had stayed stuck in old patterns and habits. The so-called ‘comfort’ of familiarity overflowed into their emotions, as well as their physical lives. Fear of change had them pretending to others, and to their selves, that they were content. When deep within, they longed to laugh properly and have silliness in their life again.

When you are on your deathbed, what others think of you is a long way from your mind. How wonderful to be able to let go and smile again, long before you are dying.

Life is a choice. It is YOUR life. Choose consciously, choose wisely, choose honestly. Choose happiness.

Credits:

This article first appeared on inspirationandchai.com via @ Real Farmacy

Banff Mountain Film Festival 2013 World Tour Philippine Screening

UNAMC, Revolve and Oi Attack Productions presents the Philippine Screening of the Banff Mountain Film Festival World Tour. Fourteen films featuring different extreme outdoor sports like mountain biking, long board, wingsuit flying, kayaking, rock climbing, extreme rollerskates, alpine mountaineering and expeditions, slack lining and many more.

The Banff Mountain Film Festival is a collection of short films taken from across the globe. This is an annual event organized by the Banff Centre from Banff, Alberta, Canada. After 37 years, the Banff Mountain Film Festival has a proven track record as the world’s largest and one of the most prestigious mountain film festivals in the world. This years’ Film Festival is held in 40 countries, 400 communities and 7 continents, including Antarctica.

Beyond the film screening, other fun and exciting activities will also be featured. The event will culminate with performances of live bands.

World Premiere: SAN ANDRES B: A NEW OPERA IN FILIPINO!

Press  Release:

As the whole nation celebrates the 150^th birth anniversary of its National Hero, Andres Bonifacio on November 30, 2013, Tanghalang Pilipino in cooperation with the Cultural Center of the Philippines, National Commission for Culture and the Arts and National Historical Commission of the Philippines proudly present a New Filipino Opera in two acts based on the libretto of National Artist for Literature, Virgilio Almario and set to music by leading Asian contemporary composer, Josefino Chino Toledo.

Entitled San Andres B, it is not a historical account based purely on Andres Bonifacio’s life and the events leading to the 1896 Revolution. The opera is about awakenings… a coming of age in our quest for a collective national consciousness. Andres Bonifacio as the embodiment and representation of this Filipino consciousness became the driving force behind this quest to free the nation from all sorts of bondage – colonial rule, abject poverty and ignorance. In this pioneering work, we give importance to his contributions toward nationhood, a process not exclusive to the Philippine Revolution of 1896. It is reimagining Andres Bonifacio as a true hero of equal or even greater stature than Jose Rizal, a daunting task given the cultural conditioning by which we have all been accustomed to.

Nevertheless, this opera will put your senses on overdrive as it was meant to be. Rich musical textures and riveting lines, it is thought-provoking and relentlessly uncompromising. The text and music are complementary, creatively and expertly staged by Director Floy Quintos using simple and symbolic images to drive home the point. It is a lean cast, composed of lead actors, chorus and dancers, all coming together to bring to life this monumental work – a groundbreaking task in Philippine classical music and a true reflection of Andres Bonifacio’s re-imagined identity.

The music encapsulates life itself. Sometimes comical, sometimes harsh, other times comfortable, mostly engaging you personally in whatever capacity. It is the kind of work that you will either love or hate, but one thing is for sure, you will never leave the theater without an opinion, and a strong one at that. The text is written in metaphors – radical, intriguing, constantly challenging one’s sense of love for country. It taunts you to look inwardly and then begin the process of outward transformation.

This opera is not for the weak in spirit. This is for the brave Filipino who is ready to confront the harsh realities of life and stare at the face of danger without fear of getting knocked down. It is uncomfortable at times, emotionally exhausting, mentally draining, forcing us to look at the dark side of our beings, confronting the evils of society and emerging triumphant despite the numerous challenges.

The cast features some of the most outstanding contemporary classical singer in the country, led by Dondi Ong as Andres Bonifacio, and Margarita Roco as Gregoria de Jesus. Completing the main ensemble is Antonio  Ferrer as Emilio Jacinto and Marvin Gayramon as Jose Rizal. The supporting chorus is composed of AUIT chamber ensemble members as well as actors from Tanghalang Pilipino and dancers from Ballet Philippines. Directed by well respected and multi-awarded Filipino playwright Floy Quintos, this production will be unlike no other as it breaks new territory in the realm of contemporary Filipino operas.

Accompanying this stellar cast is GRUPO 20/21, a newly formed modular chamber music ensemble dedicated primarily to the performance of varied 20^th and 21^st century music of Filipino and Asian music artists and composers. San Andres B is GRUPO 20/21’s initial project.

Libretto: Virgilio Almario

Music: Josefino Chino Toledo

Director: Floy Quintos

PRODUCTION TEAM:

Choreographer: Kris Belle Paclibar – Mamangun

Production Designer: Eric Cruz

Costume Design: James Reyes

Lighting/Technical Design: Jay Aranda

Sound Engineer: Aji Manalo

PLAYDATES: November 29 – December 8, 2013

(Fri) November 29, 7pm ; December 6, 8pm

(Sat) November 30, 3pm and 8pm; December 7, 3pm and 8pm

(Sun) December 1 and 8, 3pm

VENUE:

Tanghalang Aurelio V. Tolentino

Cultural Center of the Philippines

TICKETS:

Regular: Php 800; Student: Php 400

20% Discount on the regular price for senior citizens, government employees, military employees and PWD’s. (Please present valid ID)

For tickets, call TicketWorld at 891-9999, Tanghalang Pilipino at 8321125 local 1620-1621 or contact 0917-750-0107 / 0918-959-3949 for more details.